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If you enroll any time during the three months before turning 65, Medicare begins the first day of the month when you turn 65, writes Toni King. (Nyul/Dreamstime/TNS)

Toni Says: I’m turning 65 in November … Does Medicare’s fall enrollment time affect me?

Senior Living / Toni Says /

Dear Toni,

I’m stressed about what I need to do to enroll in Medicare because I am turning 65 in November and am not receiving my Social Security check since I am still working part-time with no employer benefits; I only have individual health insurance. I need my Medicare and Part D plan to begin Nov. 1.

I’m concerned about...Read more

Social Security and You: The Real Story Behind Social Security Overpayments

I have seen several news stories recently that were critical of the Social Security Administration and the way the agency handles overpayments -- money sent to Social Security beneficiaries that they were not due. I'm going to address that issue in today's column. But before I do, I've got to put things in perspective.

If you had read any of ...Read more

Kathy Witt/Kathy Witt/TNS

Travel Trending with Kathy Witt: Orlando casts a spell for a couple’s getaway

With its world-famous theme parks, aquatic attractions and entertainment, Orlando has always known how to dazzle. But The City Beautiful can be quietly seductive, too, weaving a spell through gardens, art, intimate music venues and unexpected indulgences.

For couples, Orlando is a destination that balances whimsy with sophistication, ...Read more

Luliia Sutiagina/Dreamstime/TNS

3 medical routines that older people may not need

Enough time had passed since the patient’s previous colonoscopy that she met the criteria to undergo another, said Steven Itzkowitz, a gastroenterologist at the Icahn School of Medicine at Mount Sinai in New York.

She was in “reasonably good health,” and the risks of the procedure — bleeding, reaction to anesthesia, perforation of her ...Read more

Residential neighborhoods without power are shown beyond lit highways on July 12, 2024, in Houston, Texas. Millions of residents around the Houston metropolitan and costal areas continue braving the aftermath of Hurricane Beryl's destruction. Weather reports are indicating a stall in recovery efforts as chances of storms increase throughout the region. (Brandon Bell/Getty Images/TNS)

Toni Says: How to come up with an emergency evacuation plan

Senior Living / Toni Says /

Dear Toni,

My parents went into a local independent living facility, and I have received an email from the facility’s executive director with information detailing how to draw up an emergency evacuation plan. The executive director asked that those living in the facility submit a personal Emergency Evacuation Plan by June 1 ...Read more

Social Security and You: More Social Security Rules I Can't Explain

I've always prided myself on being able to explain the rationale behind various Social Security rules and regulations. Many times, readers will send me emails in which they express utter befuddlement at a law or regulation that affects their eligibility for Social Security. It's usually a situation that results in them getting reduced benefits. ...Read more

Social Security’s Office of the Inspector General is advising the public

Toni Says: Beware of claims about a $2,400 Social Security increase for 2026 — it's a scam!

Senior Living / Toni Says /

Hello Toni:

Since you deal with Social Security matters related to Medicare, maybe you can help me, because on April 20, I received an email stating that I am to receive a $200 monthly increase in my Social Security check, which will be $2,400 for the year. I am hesitant to reply to the current emails that I am receiving because ...Read more

Social Security and You: Why Are There So Many Rules?

People frequently ask me one of two rhetorical questions. Sometimes they will say, usually out of frustration, "Why is Social Security so complicated?" Even though they were probably not looking for an answer, I give them one anyway. I point out that Social Security is complicated because life is complicated. If we all lived simple lives, got ...Read more

Christin Klose/dpa/TNS

Study: Taking a daily multivitamin may slow down biological aging

LONDON — Taking a daily multivitamin may slow down biological aging, a study has suggested.

Experts calculated that two years of daily vitamins cut biological aging by about four months on average.

Biological aging refers to how old the body is in terms of health and function rather than the number of years a person has lived.

Previous ...Read more

Dreamstime/Dreamstime/TNS

‘A nightmare to think about.’ Driving behavior may be early warning sign of dementia

FORT LAUDERDALE, Fla. -- When the red light turned green, Christine Burger found herself unsure what to do next.

Burger, 73, had driven the streets of Delray Beach for many years, and had traveled often through the intersection where she was now stopped. Yet she was unsure which direction to take.

It wasn’t the first time.

“There are ...Read more

Dreamstime/Dreamstime/TNS

'A nightmare to think about.' Driving behavior may be early warning sign of dementia

FORT LAUDERDALE, Fla. -- When the red light turned green, Christine Burger found herself unsure what to do next.

Burger, 73, had driven the streets of Delray Beach for many years, and had traveled often through the intersection where she was now stopped. Yet she was unsure which direction to take.

It wasn’t the first time.

“There are ...Read more

Scott Olson/Getty Images North America/TNS

A new Medicare option for weight loss drugs: What older Americans should know

Starting in July, Medicare beneficiaries may be able to get a GLP-1 prescription for weight loss for $50 a month. It’s a notable shift for Medicare, which has long been barred from covering weight loss treatments.

The drugs, such as Wegovy and Zepbound, are effective but can be expensive without insurance coverage. They’re available in ...Read more

Scott Olson/Getty Images North America/TNS

A new Medicare option for weight loss drugs: What older Americans should know

Starting in July, Medicare beneficiaries may be able to get a GLP-1 prescription for weight loss for $50 a month. It’s a notable shift for Medicare, which has long been barred from covering weight loss treatments.

The drugs, such as Wegovy and Zepbound, are effective but can be expensive without insurance coverage. They’re available in ...Read more

Spring is not the right time to be searching for a Medicare Advantage Plan that you can enroll in during Medicare’s Open Enrollment Period (OEP). The new Medicare Advantage Prescription Drug plans (MAPD) are released for the public to begin viewing on Medicare.gov on Oct. 1 every year, with enrollment starting Oct. 15 and ending at midnight on Dec. 7. (Dreamstime/TNS)

Toni Says: Help, I’m stuck in a Medicare Supplement that is too expensive!

Senior Living / Toni Says /

Hello Toni:

My question is: I understand that I am not able to change to a Medicare Advantage plan and have to wait until the enrollment time in the fall. I have a Medicare Supplement Plan F that renewed in March for $422 a month and am searching on medicare.gov for a Medicare Advantage plan that covers my ...Read more

Social Security and You: Forbes Column Full of Holes

A recent edition of Forbes Magazine included an article called "Seven Ways Social Security Benefits are Unfair." It went on to list various ways that Social Security payouts are supposedly actuarially indefensible and unjust. Sadly, many of them were not well thought out. In today's column, I have enough space to cover only a few.

Forbes ...Read more

Alejandro A. Alvarez/The Philadelphia Inquirer/TNS

This 75-year-old has worked at Temple for 44 years. On Wednesday, she graduated

PHILADELPHIA — At age 75, Peggy E. Moore officially became “Temple Made” on Wednesday.

That’s what the university calls its graduates, and Moore collected her bachelor’s degree in general studies during this week’s commencement.

But Moore’s history with the North Philadelphia-based university is much longer than that of the ...Read more

The average person is not aware of the services they can receive from Medicare, writes Toni King, such as home health that can help to enhance their recovery at home. (Bialasiewicz/Dreamstime/Tribune Content Agency)

Toni Says: Why is the nurse’s visit for home healthcare only 20 minutes once a week ?

Senior Living / Toni Says /

Dear Toni:

My mother, Doris, had a heart attack in February and was in the hospital for over a week, with a short stay in a skilled nursing facility until she regained her strength. She needed additional care at home, and her cardiologist ordered home health with a nurse who comes to her apartment at the assisted living facility only once a ...Read more

Kathy Witt/Kathy Witt/TNS

Travel Trending with Kathy Witt: Exploring Japan aboard Holland America’s Volendam

Stepping aboard Holland America Line’s Volendam in Taipei, Taiwan, felt less like joining a cruise and more like slipping into a story already in motion. The 2026 Grand World Voyage had been underway for weeks by the time I arrived in early April for my 10-day Japan segment, which concluded in Tokyo. But with both passengers and crew greeting ...Read more

Social Security and You: The Good Old Days at a Social Security Office Were Not Necessarily So!

I sometimes find myself waxing nostalgic about the "good old days" of working for the Social Security Administration. Even though when I started working for the SSA in 1973, the agency was already almost 40 years old, I still think of that time period as the good "old" days.

But then sometimes I wonder if those days were really all that good. ...Read more

Ray Chavez/Bay Area News Group/TNS

Streets not ready for the Bay Area’s fast growing population — seniors

SAN JOSE, Calif. -- Melissa Quilter has quit crossing the intersection of The Alameda and Marin Avenue in Berkeley when she’s walking her dog.

“My dog is older. I’m older. We don’t take risks anymore,” said Quilter, 66, who has been living by the intersection for 27 years. Without a protected left-turn signal, drivers can turn through...Read more

 

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