Senior Living
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Toni Says: I’m turning 65 in November … Does Medicare’s fall enrollment time affect me?
Dear Toni,
I’m stressed about what I need to do to enroll in Medicare because I am turning 65 in November and am not receiving my Social Security check since I am still working part-time with no employer benefits; I only have individual health insurance. I need my Medicare and Part D plan to begin Nov. 1.
I’m concerned about...Read more
Social Security and You: The Real Story Behind Social Security Overpayments
I have seen several news stories recently that were critical of the Social Security Administration and the way the agency handles overpayments -- money sent to Social Security beneficiaries that they were not due. I'm going to address that issue in today's column. But before I do, I've got to put things in perspective.
If you had read any of ...Read more
Travel Trending with Kathy Witt: Orlando casts a spell for a couple’s getaway
With its world-famous theme parks, aquatic attractions and entertainment, Orlando has always known how to dazzle. But The City Beautiful can be quietly seductive, too, weaving a spell through gardens, art, intimate music venues and unexpected indulgences.
For couples, Orlando is a destination that balances whimsy with sophistication, ...Read more
3 medical routines that older people may not need
Enough time had passed since the patient’s previous colonoscopy that she met the criteria to undergo another, said Steven Itzkowitz, a gastroenterologist at the Icahn School of Medicine at Mount Sinai in New York.
She was in “reasonably good health,” and the risks of the procedure — bleeding, reaction to anesthesia, perforation of her ...Read more
Toni Says: How to come up with an emergency evacuation plan
Dear Toni,
My parents went into a local independent living facility, and I have received an email from the facility’s executive director with information detailing how to draw up an emergency evacuation plan. The executive director asked that those living in the facility submit a personal Emergency Evacuation Plan by June 1 ...Read more
Social Security and You: More Social Security Rules I Can't Explain
I've always prided myself on being able to explain the rationale behind various Social Security rules and regulations. Many times, readers will send me emails in which they express utter befuddlement at a law or regulation that affects their eligibility for Social Security. It's usually a situation that results in them getting reduced benefits. ...Read more
Toni Says: Beware of claims about a $2,400 Social Security increase for 2026 — it's a scam!
Hello Toni:
Since you deal with Social Security matters related to Medicare, maybe you can help me, because on April 20, I received an email stating that I am to receive a $200 monthly increase in my Social Security check, which will be $2,400 for the year. I am hesitant to reply to the current emails that I am receiving because ...Read more
Social Security and You: Why Are There So Many Rules?
People frequently ask me one of two rhetorical questions. Sometimes they will say, usually out of frustration, "Why is Social Security so complicated?" Even though they were probably not looking for an answer, I give them one anyway. I point out that Social Security is complicated because life is complicated. If we all lived simple lives, got ...Read more
Study: Taking a daily multivitamin may slow down biological aging
LONDON — Taking a daily multivitamin may slow down biological aging, a study has suggested.
Experts calculated that two years of daily vitamins cut biological aging by about four months on average.
Biological aging refers to how old the body is in terms of health and function rather than the number of years a person has lived.
Previous ...Read more
‘A nightmare to think about.’ Driving behavior may be early warning sign of dementia
FORT LAUDERDALE, Fla. -- When the red light turned green, Christine Burger found herself unsure what to do next.
Burger, 73, had driven the streets of Delray Beach for many years, and had traveled often through the intersection where she was now stopped. Yet she was unsure which direction to take.
It wasn’t the first time.
“There are ...Read more
'A nightmare to think about.' Driving behavior may be early warning sign of dementia
FORT LAUDERDALE, Fla. -- When the red light turned green, Christine Burger found herself unsure what to do next.
Burger, 73, had driven the streets of Delray Beach for many years, and had traveled often through the intersection where she was now stopped. Yet she was unsure which direction to take.
It wasn’t the first time.
“There are ...Read more
A new Medicare option for weight loss drugs: What older Americans should know
Starting in July, Medicare beneficiaries may be able to get a GLP-1 prescription for weight loss for $50 a month. It’s a notable shift for Medicare, which has long been barred from covering weight loss treatments.
The drugs, such as Wegovy and Zepbound, are effective but can be expensive without insurance coverage. They’re available in ...Read more
A new Medicare option for weight loss drugs: What older Americans should know
Starting in July, Medicare beneficiaries may be able to get a GLP-1 prescription for weight loss for $50 a month. It’s a notable shift for Medicare, which has long been barred from covering weight loss treatments.
The drugs, such as Wegovy and Zepbound, are effective but can be expensive without insurance coverage. They’re available in ...Read more
Toni Says: Help, I’m stuck in a Medicare Supplement that is too expensive!
Hello Toni:
My question is: I understand that I am not able to change to a Medicare Advantage plan and have to wait until the enrollment time in the fall. I have a Medicare Supplement Plan F that renewed in March for $422 a month and am searching on medicare.gov for a Medicare Advantage plan that covers my ...Read more
Social Security and You: Forbes Column Full of Holes
A recent edition of Forbes Magazine included an article called "Seven Ways Social Security Benefits are Unfair." It went on to list various ways that Social Security payouts are supposedly actuarially indefensible and unjust. Sadly, many of them were not well thought out. In today's column, I have enough space to cover only a few.
Forbes ...Read more
This 75-year-old has worked at Temple for 44 years. On Wednesday, she graduated
PHILADELPHIA — At age 75, Peggy E. Moore officially became “Temple Made” on Wednesday.
That’s what the university calls its graduates, and Moore collected her bachelor’s degree in general studies during this week’s commencement.
But Moore’s history with the North Philadelphia-based university is much longer than that of the ...Read more
Toni Says: Why is the nurse’s visit for home healthcare only 20 minutes once a week ?
Dear Toni:
My mother, Doris, had a heart attack in February and was in the hospital for over a week, with a short stay in a skilled nursing facility until she regained her strength. She needed additional care at home, and her cardiologist ordered home health with a nurse who comes to her apartment at the assisted living facility only once a ...Read more
Travel Trending with Kathy Witt: Exploring Japan aboard Holland America’s Volendam
Stepping aboard Holland America Line’s Volendam in Taipei, Taiwan, felt less like joining a cruise and more like slipping into a story already in motion. The 2026 Grand World Voyage had been underway for weeks by the time I arrived in early April for my 10-day Japan segment, which concluded in Tokyo. But with both passengers and crew greeting ...Read more
Social Security and You: The Good Old Days at a Social Security Office Were Not Necessarily So!
I sometimes find myself waxing nostalgic about the "good old days" of working for the Social Security Administration. Even though when I started working for the SSA in 1973, the agency was already almost 40 years old, I still think of that time period as the good "old" days.
But then sometimes I wonder if those days were really all that good. ...Read more
Streets not ready for the Bay Area’s fast growing population — seniors
SAN JOSE, Calif. -- Melissa Quilter has quit crossing the intersection of The Alameda and Marin Avenue in Berkeley when she’s walking her dog.
“My dog is older. I’m older. We don’t take risks anymore,” said Quilter, 66, who has been living by the intersection for 27 years. Without a protected left-turn signal, drivers can turn through...Read more






















